Payment copy check

Enter a payment's details and see whether the reference on the copy holds up

Type what the confirmation in front of you claims. We work out the reference profile a genuine payment of that shape must carry, sweep the reference, and then set your figures side by side with what the network actually reports.

Expected reference profile

Required shape

xxxxxxxx-xxxx-4xxx-[89ab]xxx-xxxxxxxxxxxx

Length / version

36 characters · version 4 (random)

Issued by

the sending institution

A UETR carries no information about the amount, date or parties. It is generated at random by the sending bank when the instruction is created, so no tool can recompute the reference from a payment copy. What can be proven is whether the reference on your copy is structurally valid, and whether the payment it points to actually exists with these details.